Web Based Merchant Solutions
  • Accept a Variety of Payments– All major credit cards, eCheck.Net (electronic checks from bank accounts), gift cards, signature debits, and Internet auctions.
  • Billing Methods– Realtime, manual point of sale and periodic credit card processing available.
  • Manage Your Transactions – Use our full-featured Merchant Interface to monitor and control payments through your Web site.
  • Prevent Fraud – Identify suspicious transactions with our value-adding products and built-in fraud tools.
  • Secure Sensitive Information – Authorize.Net is committed to protecting customer information throughout the payment process.
  • Receive Payments Quickly – Your funds are automatically deposited into your merchant bank account within days.
  • Free Help – Authorize.Net provides live technical and account support to merchants seven days a week, as well as access to online documentation and user guides.

We are an OFFICIAL Authorize.Net reseller and can answer questions regarding payment gateway services and general e-commerce information. We can also provide details on merchant accounts that enable you to accept credit cards for your business.


An Authorize.Net Payment Gateway account enables you to authorize, settle, and manage credit card and electronic check payments.


Processing transactions reliably, quickly and securely is essential to your business. Authorize.Net, the industry's leading Internet Protocol (IP) payment gateway, provides payment processing solutions designed around your needs. We offer a wide range of services and tools to enhance your business and increase your revenue.

Authorize.Net supports an unlimited number of transactions and account users


An Authorize.Net Payment Gateway account enables you to accept credit card and electronic check payments from your e-commerce Web site.


Authorize.Net understands the evolving needs of Web merchants -- our solutions are designed to help you grow your online business.

Getting Started Guide-Web Merchants


The chart below shows the four elements you will need to begin online credit card processing.

A Web site capable of accepting payments and submitting them for processing via the Internet. A type of bank account that allows a business to accept Internet credit card payments (the card is not physically presented to the merchant). A secure Internet bridge between your Web site and the credit card processing networks. A set of Web programming requirements that define how your Web site communicates with the Authorize.Net Payment Gateway.

Through our relationship with Authorize.NET, we coordinate the setup of merchant accounts for our clients at discounted rates. A one-time setup will provide access to your "Internet Merchant Account" (step 2) and access to your "Payment Gateway Account" (step3).
Payment Gateway Standard Features

Connection Methods
Choose a method that's right for your business: host your own secure payment form, or use one of our certified shopping cart solutions.

Merchant Interface
Manage and review transactions, configure account settings, view account statements, download reports, and more via a password-protected Web site.

Customer Support
The Authorize.NET exceptional technical and account support team provides free support to all merchants seven days a week via phone or e-mail.

Security
Authorize.Net merchants are protected by industry leading encryption methods and security protocols. We are committed to providing merchants with tools and best practices to prevent fraud.

Value-Adding Products

eCheck.Net®
Reduce costs while offering your customers an additional payment option. Accept and process electronic check payments directly from your Web site.

Fraud Detection Suite (FDS)™
Identify, manage and prevent suspicious and potentially costly fraudulent transactions with Authorize.Net's exclusive customizable, rules-based Fraud Detection Suite.

Automated Recurring Billing (ARB)™
Save time and increase productivity by letting ARB handle recurring billings, or "subscriptions," according to the billing interval and duration you set.

Glossary of Terms

Advanced Integration Method (AIM)
The preferred method for connecting a merchant Web site to the Authorize.Net Payment Gateway. AIM allows merchants to customize their own payment form (the Web page that collects the customer’s payment information) and receipt page (the Web page that reports a summary of the transaction back to the customer), as well as submit transactions over an end-to-end Secure Sockets Layer (SSL) connection

Application Program Interface (API)
A computer communication protocol that facilitates the transfer of or access to information between two separate software or computer applications.

Automated Recurring Billing™ (ARB)
An Authorize.Net value-add solution that allows merchants to create a recurring billing schedule or “subscription” for the purchase of goods or services. The merchant enters transaction and customer billing information, specifies a billing amount and billing interval and ARB does the rest, automatically generating subsequent transactions for the duration of the subscription.

Digital Certificate
An electronic file containing unique information that is used to verify the trustworthiness of an organization or individual. Digital Certificates are issued by a Certificate Authority, and are used with the Secure Sockets Layer (SSL) protocol. Also see “Digital Fingerprint,” and “Secure Sockets Layer (SSL)”.

eCheck.Net®
Authorize.Net’s exclusive electronic check payment solution. eCheck.Net® allows merchants to post charge and refund transactions directly to a customer's bank account.

Fraud Detection Suite™ (FDS)
The Fraud Detection Suite™ is a powerful, rules-based set of transaction filters and Internet Protocol (IP) address tools designed to help Web merchants identify, manage and prevent costly fraudulent transactions.

Merchant Account
A financial institution or bank account that is used by a merchant specifically for the purpose of collecting proceeds consumer bank account or credit card payment transactions. A Card Present (CP) merchant account is used by merchants that receive payments in a physical location where payment is physically presented to the merchant by the customer at the time of the transaction. A Card Not Present (CNP) merchant account is used by merchants that receive payments electronically or in situations where payment is not physically presented to the merchant by the consumer at the time of the transaction.

Merchant Interface
The password protected Authorize.Net Web site that allows merchants access to transaction information, management tools, and Authorize.Net account settings.

Payment Gateway
A system of technologies and processes that allow merchants to electronically submit payment transactions to the payment processing networks (i.e., the Credit Card Interchange and the ACH Network). Payment gateways also provide merchants with transaction management, reporting, and billing services

Point of Sale (POS)
A term used in the payments industry that refers to the physical location where a payment transaction takes place. POS is also used to describe credit card payment acceptance systems that are designed for the place of sale, such as card swipe terminals.

Reseller Interface
The password protected Authorize.Net Web site that allows resellers access to merchant provisioning tools, reports, and Authorize.Net account information.

Secure Sockets Layer (SSL)
An Internet protocol that safeguards electronic communications between two or more computers. When transmissions are sent over an SSL connection, data is encrypted and cannot be modified in transit by other parties on the Internet.

Web sites that use SSL technology are indicated by an “https” in their Web address, and a lock icon at the bottom right of the browser window.

Shopping Cart
An Internet or software company that provides e-commerce tools and payment form solutions for merchant Web sites.

Simple Integration Method (SIM)
An Authorize.Net Payment Gateway Web site connection method that allows merchants to post transactions directly to the payment gateway’s secure server and requires transaction-unique encryption for transaction authentication. SIM provides merchants with a hosted payment form (the Web page that collects the customer’s payment information) and a hosted receipt page (the Web page that reports a summary of the transaction back to the customer).

Value-Adding Product
A product or service that enhances a merchant’s business practices or transaction management.
Pricing Details
 Transaction Fees
Receive Discount Rates Through E-Wiz! Discount Rate Transaction Fee
MasterCard/Visa Rate Unbundled: 2.42% .25+.05 AVS
American Express Transaction Fee: 3.75% to 4.10% .25
Discover Transation Fee: 2.43% .25
Mastercard/Visa Service Fee $15.00/Mo - Transaction Fees    

 Other Charges

Setup Fee: $179.00  
Per Site Secure Gateway Fee: $15.00 Per month  
Customer Service Fee: $10.00 Per location  
Chargeback Fee: $15.00 Per item  
Annual Fee: Waived